Disability Tax Credit

The Disability Tax Credit (DTC) is a non-refundable tax credit that reduces the taxes of a person with a disability or their caregiver.

Tips & Links

• The Disability Tax Credit is a non-refundable tax credit available to individuals with disabilities or their family caregivers. The DTC can help reduce the amount of income tax owed by eligible individuals or their family caregivers.
• Learn more about how having a chronic health condition may also qualify you for a disability tax credit in Canada. The DTC is based on specific criteria set by the Canada Revenue Agency (CRA), which includes a significant restriction in one or more basic activities of daily living or a significant impairment in physical or mental functions.
• Understand that to apply for the DTC, a qualified healthcare practitioner must certify that a person has a severe and prolonged impairment that meets the CRA’s eligibility criteria. It is important for individuals with chronic health conditions to consult with their health care professionals if they believe their condition meets the criteria for eligibility.
• Know that if you receive the DTC, you can then apply for a registered disability savings plan (RDSP).
• Learn more about the Canada governments benefit programs using the Benefit Finder.
• Be aware that your Disability Tax Credit and your RDSP can be a significant part of your retirement financial plan, if you are eligible, and that is why it is listed in your Mywell Health planner under My Financial Plan.

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