Old Age Security

Old Age Security (OAS) is a federally-funded Canadian social benefit pension based on residency and income.

Tips & Links

• Old Age Security is a pension program available to Canadian seniors aged 65 and older. It provides a monthly payment to eligible individuals, regardless of their work history or contributions to the Canadian Pension Plan (CPP). The OAS pension amount is based on length of residency and income.
• Learn more about accessing Old Age Security pension, and how you can apply. In many cases, you could receive notification one month after you turn 64 years of age. If you do not receive a letter, it is recommended you contact OAS Service Canada or visit a Service Canada Centre.
• Talk to your financial planner or qualified care partners about eligibility criteria and the amount of OAS you can receive.
• Explore the OAS Benefits Estimator to determine your OAS pension amount.
• To apply for OAS, create your My Service Canada Account. You need to provide personal information such as your Social Insurance Number (SIN), date of birth, and other identifying details to verify your identity. Once your account is created and verified, you can log into your account to view your CPP, EI, and OAS information, update your personal details, and access other online services offered by Service Canada.
• Check out the government of Canada Retirement Hub for suggestions on how to learn, plan, apply, and manage your publicly-funded benefits.
• Explore the Benefits Wayfinder website to learn more about public benefits and those you might be eligible to receive.
• Be aware that your OAS and other government-funded benefits can be part of your retirement financial plan and that is why it they are listed in your Mywell Health planner under My Financial Plan.

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